Wealth Management & Financial Planning

Wealth Management & Financial Planning

Blom Levy & Co. Disclaimer and Terms of Use

Please read the entire terms of use carefully before you use this website. If you do not agree to all these terms and conditions, do not access this website, or any of its pages. By using this website, and whether or not you actually read these terms and conditions, you are deemed to have accepted the terms of use.

Terms of Use

Blom Levy & Co (Blom Levy) is a registered investment adviser located in California. Blom Levy and its representatives are in compliance with the current registration and notice filing requirements imposed upon State registered investment advisers by those states in which Blom Levy maintains clients. Blom Levy may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Blom Levy’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law.

The publication of Blom Levy’s web site on the Internet should not be construed by any consumer and/or prospective client as Blom Levy’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Blom Levy. 

For information pertaining to the registration status of Blom Levy, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of Blom Levy’s current written disclosure statement discussing Blom Levy’s business operations, services, and fees is available from Blom Levy upon written request. Blom Levy does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Blom Levy’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users there of should be guided accordingly.

Disclaimer of Warranty and Limitation of Liability

The information, data and opinions on this website are provided “as is” and are provided without any warranty of any kind, either express or implied. Blom Levy & Co does not warrant the accuracy of the information provided for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. This website contains some hypotheticals and other information that are provided solely for illustrative purposes. BLOM LEVY & Co WILL NOT BE LIABLE FOR ANY DIRECT, SPECIAL INDIRECT OR CONSEQUENTIAL DAMAGES, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE.

Copyright and restrictions on use of materials

This website is protected by applicable copyright law. If you download or print any information from this website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information. You may not reproduce, transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose any part of the Blom Levy website without the express prior written permission of Blom Levy & Co.

Modification of Terms and Conditions of Use

Blom Levy reserves the right to change, modify, add or remove portions of the Terms and Conditions of Use at any time. Accordingly, it is suggested that you review these terms periodically for changes. Use of this website connotes that you have accepted any changed terms.

 

Blom Levy & Co. Privacy Policy


• Why? Financial companies choose how they share your personal information. Federal and State law gives consumers the right to limit some but not all sharing. Federal and State law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
• What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, Name, Address, Date of Birth, Phone Numbers, email address etc.
• How? All financial companies need to share some personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Blom Levy chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information are limited to;
• For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
• For our affiliates’ everyday business purposes— information about your transactions and experiences.
We do not share your personal information;
• For marketing purposes— to offer products and services to you.
• For joint marketing with other financial companies.
• For nonaffiliates to market to you.
 

Overview of Policy
Blom Levy & Co. consider the privacy of advisory clients to be of utmost concern and therefore its policy is not to disclose information concerning any Advisory Client, or potential Advisory Client. The Firm will not disclose Advisory Client personal financial information to any non-affiliated outside third party for any purpose, other than in connection with the servicing of Advisory Client or as otherwise permitted or required by law. All Firm employees are subject to this Privacy Policy and must at all times endeavor to protect the security and confidentiality of Advisory Client personal financial information, protect against anticipated hazards or threats to the security or integrity of Advisory Client personal financial information, and protect against unauthorized access to or use of Advisory Client personal financial information.
Blom Levy & Co. will not disclose client’s nonpublic personal information to affiliates other than Charles Schwab Institutional or an entity of your choosing and only then we will do so if necessary to open accounts and effect transactions as requested by you the client. We are therefore not providing an opt-out request form since it is our strict policy to not share any of your information unless you have requested it or as required by law.

U.S. Federal Law and California – Authorized Disclosures. U.S. Federal law and the Act allow the release of nonpublic personal financial information to any person, notwithstanding any Opt-out request from an Advisory Client, under certain specific circumstances, including situations in which the information: (a) is necessary to effect, administer, or enforce a transaction requested by the Advisory Client or to perform various business-related services authorized by the Advisory Client Investor; (b) is released to protect the confidentiality of the Advisory Client, prevent potential or actual fraud or identity theft or as part of a risk control measure; (c) is released to persons holding a beneficial interest relating to or acting as a representative of the Advisory Client; (d) is provided to the extent required or permitted under federal, state, or local laws or other applicable legal requirements; (e) is provided to an affiliated or nonaffiliated third party in order for the affiliated or nonaffiliated third party to perform business or professional services, such as printing, mailing, or data processing, on behalf of the Firm, provided certain conditions are met; (f) is released as required by the USA PATRIOT Act; (g) is released to a credit reporting agency pursuant to the Fair Credit Reporting Act; or (h) is disclosed in connection with a written agreement between an Advisory Client and a broker-dealer, investment adviser or other financial intermediary retained to provide investment management, portfolio advisory or financial planning services to the Advisory Client.
 

California Financial Information Privacy Act
The Firm is subject to the California Financial Information Privacy Act (the “Act”) as well as applicable U.S. Federal privacy rules and regulations. The requirements of the Act are generally consistent with U.S. Federal privacy rules and regulations; however, the Act imposes certain additional requirements on the Firm not otherwise imposed by U.S. Federal law, a summary of which is set out below.
California: Individual Resident Opt-out of Information Sharing with Affiliates. The Firm is required to give its California individual resident Advisory Clients an annual written notice that clearly and conspicuously discloses that a client’s nonpublic personal information may be disclosed to affiliates (a requirement not imposed by U.S. Federal law), and further must provide the Advisory Client with the opportunity to opt out of such sharing of information with affiliates before the Firm discloses nonpublic personal financial information to an affiliate.
U.S. Federal Law and California – Authorized Disclosures. U.S. Federal law and the Act allow the release of nonpublic personal financial information to any person, notwithstanding any Opt-out request from an Advisory Client, under certain specific circumstances, including situations in which the information: (a) is necessary to effect, administer, or enforce a transaction requested by the Advisory Client or to perform various business-related services authorized by the Advisory Client; (b) is released to protect the confidentiality of the Advisory Client, prevent potential or actual fraud or identity theft or as part of a risk control measure; (c) is released to persons holding a beneficial interest relating to or acting as a representative of the Advisory Client; (d) is provided to the extent required or permitted under federal, state, or local laws or other applicable legal requirements; (e) is provided to an affiliated or nonaffiliated third party in order for the affiliated or nonaffiliated third party to perform business or professional services, such as printing, mailing, or data processing, on behalf of the Firm, provided certain conditions are met; (f) is released as required by the USA PATRIOT Act; (g) is released to a credit reporting agency pursuant to the Fair Credit Reporting Act; or (h) is disclosed in connection with a written agreement between an Advisory Client and a broker-dealer, investment adviser or other financial intermediary retained to provide investment management, portfolio advisory or financial planning services to the Advisory Client.

California: Reporting Security Breaches. The Act further imposes on the Firm an obligation to notify California individual resident Advisory Clients of any computer security breach regarding the client’s or investors’ personal financial information as soon as reasonably possible after the breach. The notice may be in written or electronic format.
 

Privacy Safeguards
The Firm has put into place administrative, technical and physical safeguards to protect the security, confidentiality, and integrity of Advisory Client personal financial information and the Firm’s employees are expected to carry out their responsibilities consistent with these safeguards. Examples of such safeguards include, but are not limited to: use of locked file cabinets where personal financial information may be stored; password protections for areas of the Firm’s computer systems where personal financial information may be stored; and internal and external controls on personal financial information sharing. Policies and procedures in connection with each of these listed safeguards, as well as additional safeguards, can be found elsewhere in the Firm’s Compliance Manual.
 

Employee Participation and Training
All employees are responsible for ensuring adherence to this Privacy Policy and for taking appropriate steps, including notifying their supervisor, the Adviser’s Chief Compliance Officer, or the Executive Officers, if they believe that a violation of this Privacy Policy has occurred. Employees of the Adviser will be trained at least annually regarding the Firm’s privacy policies and practices.
Blom Levy & Co. Privacy Policy
This Privacy Policy explains the manner in which Blom Levy & Co. (“The Firm”) collects, utilizes and maintains nonpublic personal information about its clients as required under U.S. Federal and California law. The Firm is committed to protecting your privacy and maintaining the confidentiality and security of your personal information.

Collection of Investor Information
The Firm collects personal information about its Advisory Clients from the following sources:
1. Client questionnaires, account forms, and other information provided by the Advisory Client Investor in writing, in person, by telephone, electronically or by any other means. This information includes name, address, social security number and/or federal tax identification number, employment information, and financial and investment qualifications;
2. Transactions within each Advisory Client account, including account balances, investments, withdrawals/redemptions and fees;
3. Information about Advisory Clients from financial institutions or service providers with whom the Adviser has relationships and/or with whom an investor may have authorized to provide such information to the Firm (such as Charles Schwab Institutional).
4. Other interactions with the Firm (for example, discussions with our staff); and
 

Disclosure of Nonpublic Personal Information
The Firm may share nonpublic personal information about its Advisory Clients or potential Advisory Clients with affiliates, as permitted by law.
The Firm does not disclose nonpublic personal information about its Advisory Clients Investors, or potential Advisory Clients to nonaffiliated third parties, except as permitted by law. For example, the Firm may share nonpublic personal information about Advisory Clients or potential Advisory Clients, without their consent, with affiliated and nonaffiliated parties, in the following situations, among others:
1. As necessary to effect, administer, or enforce a transaction requested by an Advisory Client or to perform various business-related services authorized by an Advisory Client;
2. In order to protect the confidentiality of Advisory Clients, or as part of risk control measures to prevent, among other things actual fraud or identity theft;
3. To persons holding a beneficial interest relating to, or acting as an authorized representative of, an Advisory Client;
4. To the extent required or permitted under U.S. Federal, state, or local laws or other applicable laws;
5. To affiliates or nonaffiliated third parties in order to perform business or professional services, such as printing, mailing, or data processing, on behalf of the Firm, provided certain conditions are met;
6. As required by the USA PATRIOT Act;
7. In connection with a written agreement between an Advisory Client and a broker-dealer, investment adviser or other financial intermediary authorized to provide investment management, portfolio advisory or financial planning services to Advisory Clients of the Firm.
The Firm also may share nonpublic personal information about Advisory Clients at the direction of such Advisory Clients or with their consent.
 

Former Advisory Clients
This Privacy Policy applies to both current and former Advisory Clients, and potential Advisory Clients.
 

Protection of Advisory Client Information
The Firm maintains physical, electronic and procedural safeguards that comply with U.S. Federal law and state law standards to protect Advisory Client information. The Firm restricts access to the personal financial information of Advisory Clients to those employees who need to know that information in the course of their job responsibilities.
 

Further Information
The Firm reserves the right to change this Privacy Notice at any time. The examples contained within this Privacy Notice are illustrations and are not intended to be exclusive. This Privacy Notice is intended to comply with U.S. Federal and state laws regarding privacy. You may have additional rights under other U.S. or non-U.S. laws that may apply to you.

For information about the security measures and practices of our web site provider please go to:

https://www.squarespace.com/privacy/