Wealth Management & Financial Planning

Wealth Management & Financial Planning

We care

  • We are in this business because we love what we do and we want to maintain that positive experience over the years; we think you deserve the same thing.
  • Our company is built on the idea that we will do well if we do nothing but focus on doing well by our clients.  You and your family are valuable lifetime partners whose goals are as important to us as they are to you.
  • We are consultants as well as asset managers and planners. Clients may utilize our advice to guide their investments or we can do it for you.
  • If you choose to have us manage assets for you; your money and assets are always held by a third party custodian chosen by you. Our primary relationship is with Charles Schwab Institutional.
  • We negotiate a flat quarterly retainer fee with each client or family which we bill at the end of each quarter rather than deduct automatically from your account as is standard practice. The flat fee removes the significant perpetual drag on client investment performance that percentage based fees represent.
  • Our business model is not based on the usual Assets Under Management model with fees based on a percentage of assets under management.
  • Instead of spending most of our time chasing new clients in order to amass ever greater Assets Under Management; our business model allows us to serve a small number of clients that want a positive experience while building and preserving their wealth; an experience which is free of sales and product pitches.